| Building Insurance |
Would you like to receive an independent insurance quotation or compare with an existing policy? Just complete the following questionnaire with the required information. Should you require assistance on commercial insurance please summarize the information under „Other“.
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INFO - For which sum insured do I insure my building?
Your property has to be insured at the current rebuilding cost. The sum insured must further include possible claims expenses such as firebrigade fees, rubble removal costs, architect fees, municipality charges etc.
If the sum insured is not adequate you will be underinsured and only a portion of the claim will be settled in the event of a claim.
You can use the following estimate to calculate the required sum insured:
Multiply the living area (m2) by R 3000 to R 5000 depending on the standard of the building. Ad replacement costs for other outbuildings, patios, paving, walls, swimming pools, tennis courts etc. Ad another 10% to cover related charges in the event of a claim.
We recommend to make use of a professional valuator who can give you a written report for insurance purposes.
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