Discovery Medical Aid Scheme


Momentum Medical Aid Scheme

German Health Care



HEALTH INSURANCE 2006

Allianz Worldwide Care - a World of Care for Expatriates

Allianz Worldwide Care, part of the Allianz Group, provides international health insurance cover for expatriates and their dependants worldwide.

Allianz Worldwide Care is structured to handle the fast-moving and demanding requirements of today's organisations easily and efficiently. Central to this is a commitment to customer service above all else, and the ability to respond to
clients' differing requirements.

Your Options at a Glance
Please find a summary of each plan below. For more information, please refer to our table of benefits.


Core Plans:
Premier is the top range plan with a wide range of benefits and cover.
  • Overall maximum benefit: £1,500,000 / €2,250,000 / $2,812,500
  • Full refund for Psychiatry and Psychotherapy
  • Rehabilitation treatment immediately after hospitalisation is covered within the benefit limit
  • Expenses for one person accompanying an evacuated/repatriated person covered within the benefit limit
  • Full refund for maternity
  • Home delivery cash benefit
  • Emergency Out-patient dental treatment covered within the benefit limit 

Executive provides a wide range of benefits but does not cover rehabilitation or psychiatry and psychotherapy.

  • Overall maximum benefit: £1,000,000 / €1,500,000 / $1,875,000
  • Private room accommodation
  • Routine Maternity benefit covered to £3,675 / €5,250 / $6,565
  • Emergency Out-patient dental treatment is covered within the benefit limit

Club has wide ranging cover of benefits including full refund for maternity.

  • Overall maximum benefit: £750,000 / €1,125,000 / $1,406,250
  • Semi-private room accommodation only available
  • Full refund available for maternity

Classic is ideal for members looking for protection against major medical costs but where benefits such as routine maternity and psychiatry and psychotherapy are not required.

  • Overall maximum benefit: £750,000 / €1,125,000 / $1,406,250
  • Private room accommodation available


Out-patient Plans:
Gold is the top-range Out-patient Plan with a wide range of benefits and cover.
  • No overall maximum limit
  • Full refund for chiropractic treatment, osteopathy, homeopathy, Chinese herbal medicine and acupuncture
  • Full refund for prescribed physiotherapy, speech therapy, occupational and oculomotor therapy
  • Routine health checks covered within the benefit limit
  • Infertility treatment covered within the benefit limit
  • 20 visits available for psychiatry and psychotherapy
  • Full refund for prescribed medical aids
  • Prescribed glasses and contact lenses covered within the benefit limit

Silver provides comprehensive cover on a wide range of benefits but does not include cover for prescribed glasses and contact lenses.

  • Overall maximum benefit of £6,000 / €9,000 / $11,250
  • Full refund for chiropractic treatment, osteopathy, homeopathy, Chinese herbal medicine and acupuncture covered within the benefit limit
  • Full refund for prescribed physiotherapy, speech therapy, occupational and oculomotor therapy covered within the benefit limit
  • Routine health checks covered within the benefit limit
  • Infertility treatment covered within the benefit limit
  • 20 visits available for psychiatry and psychotherapy
  • Prescribed medical aids covered within the benefit limit

Bronze provides cover for some out-patient benefits to include:

  • Overall maximum limit of £3,000 / €4,000 / $5,625
  • Chiropractic treatment, osteopathy, homeopathy, Chinese herbal medicine and acupuncture covered within the benefit limit
  • Prescribed physiotherapy, speech therapy, occupational and oculomotor therapy covered within the benefit limit





Dental Plan:
Dental 2:
  • Overall maximum benefit of £1,300 / €2,000 / $2,500
  • 80% refund on dental treatment, surgery and periodontics
  • 50% refund on orthodontic treatment and dental prosthesis

Repatriation Plan:

Where the necessary treatment for which members are covered is not available locally, our Repatriation Plan , where chosen, enables members to return to their home country for treatment rather than to the nearest centre of excellence. This only applies when the member's home country is located within his/her area of cover. Full refund is available to members who purchase this plan.
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